<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Wealth Across Generations: Wealth Across Generations]]></title><description><![CDATA[Build Family Wealth. Learn how families can be financially successful, happy, emotionally intelligent, and resilient. 
]]></description><link>https://wealthacrossgens.substack.com/s/wealth-across-generations</link><image><url>https://substackcdn.com/image/fetch/$s_!lg7a!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F258022d1-b248-412e-984d-1a9593f9996c_800x800.png</url><title>Wealth Across Generations: Wealth Across Generations</title><link>https://wealthacrossgens.substack.com/s/wealth-across-generations</link></image><generator>Substack</generator><lastBuildDate>Tue, 09 Jun 2026 08:29:26 GMT</lastBuildDate><atom:link href="https://wealthacrossgens.substack.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[David Allen]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[wealthacrossgens@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[wealthacrossgens@substack.com]]></itunes:email><itunes:name><![CDATA[David Allen]]></itunes:name></itunes:owner><itunes:author><![CDATA[David Allen]]></itunes:author><googleplay:owner><![CDATA[wealthacrossgens@substack.com]]></googleplay:owner><googleplay:email><![CDATA[wealthacrossgens@substack.com]]></googleplay:email><googleplay:author><![CDATA[David Allen]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Episode 4: Boundaries]]></title><description><![CDATA[How to be nice without being taken advantage of]]></description><link>https://wealthacrossgens.substack.com/p/boundaries</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/boundaries</guid><dc:creator><![CDATA[David Allen]]></dc:creator><pubDate>Sun, 07 Jun 2026 06:44:13 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/200976073/25eb2d24e6f38167e61f6b158b053608.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Crucial to building and maintaining peace, stable relationships, and generational wealth is the skill of setting and enforcing boundaries. This allows you to have grace with people because you don&#8217;t allow untrustworthy people to get into a position where they can repeatedly harm you.</p><p>My next post has <a href="https://wealthacrossgens.substack.com/p/episode-4-boundaries-bonus-content?r=172et6">bonus content</a> to help you make the most out of this podcast, including scripts, family meeting questions, and a chatgpt prompt to further explore boundaries.</p>]]></content:encoded></item><item><title><![CDATA[Episode 3 Bonus]]></title><description><![CDATA[Korean Clans and their Mottos]]></description><link>https://wealthacrossgens.substack.com/p/episode-3-bonus-content</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/episode-3-bonus-content</guid><dc:creator><![CDATA[David Allen]]></dc:creator><pubDate>Sun, 31 May 2026 16:42:15 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!lg7a!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F258022d1-b248-412e-984d-1a9593f9996c_800x800.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>In episode 3, I talked about the rules of the Gyeongju Choi clan, a Korean family that managed to hold onto their wealth for over 300 years.</p><p>Most of this data has been compiled by ChatGPT. The difficulty comes in many sources being offline or in Korean. While I&#8217;ve double-checked the provided sources, but am not fully fluent in Korean. I am open to corrections on any of these from Koreans who know better.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://wealthacrossgens.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">David is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p><strong>Andong Kim Clan (&#50504;&#46041; &#44608;&#50472;)</strong></p><p>The Andong Kim clan rose to dominance during the late Joseon dynasty by marrying daughters into the royal house, making them &#8220;in-law rulers&#8221; (&#49464;&#46020;&#51221;&#52824;, sedo jeongchi). At their peak, they effectively controlled court politics and appointments. They preserved wealth through large estate holdings, clan solidarity, and careful management of royal connections. Their motto of frugality and wise marriage strategy helped them remain influential long after their political zenith.</p><p>Rule: &#8220;Marry wisely, govern frugally.&#8221; (Traditional clan motto recorded in various gahun collections.)</p><p>Meaning: The Kims deliberately built alliances through royal marriages (many queens and consorts came from this clan). They also stressed thrift and careful estate management.</p><p>Result: Their intermarriage strategy let them dominate court politics for generations, especially in the 18th&#8211;19th centuries.</p><p><strong>Yeoheung Min Clan (&#50668;&#55141; &#48124;&#50472;)</strong></p><p>Peak: 17th&#8211;late 19th century</p><p>The Yeoheung Min clan gained influence by producing respected officials and royal consorts, culminating in Empress Myeongseong (Queen Min) in the late 19th century. Their emphasis on education and moral integrity gave them a reputation as trustworthy scholar-officials. Wealth was preserved through strategic royal marriages and maintaining clan prestige even during turbulent times. Their decline came after the assassination of Queen Min in 1895, but their legacy continued through descendants and recorded gahun (mottos).</p><p>Rule: &#8220;Value learning, protect integrity.&#8221;</p><p>Meaning: This clan stressed producing scholars and officials who would not shame the family with corruption. They invested heavily in Confucian education.</p><p>Result: Several Min daughters became queens (most famously Queen Min, Empress Myeongseong), strengthening the clan&#8217;s political and economic standing.</p><p><strong>Papyeong Yun Clan (&#54028;&#54217; &#50980;&#50472;)</strong></p><p>Peak: 15th&#8211;16th century</p><p>The Papyeong Yun clan rose high during early and middle Joseon, producing Queen Munjeong and numerous high ministers. Their peak influence was in the 16th century, when they shaped royal policy and court life. They preserved wealth through humility and virtue codes, stressing not to boast of ancestry but to live up to it. Careful estate management, strict family laws, and a reputation for moral conduct kept them respected even after their political peak passed.</p><p>Rule: &#8220;Do not boast of your ancestry, prove it through virtue.&#8221;</p><p>Meaning: As one of the oldest and most prestigious clans, they emphasized humility and service, warning that arrogance could destroy their standing.</p><p>Result: The clan retained prestige for centuries, providing multiple queens (like Queen Munjeong) and high ministers.</p><h2 style="text-align: center;">Study Questions</h2><p>Here are the podcast questions. Study them with your family wealth group - the people with whom you share this podcast.</p><ol><li><p>Is the way we do business creating ill will with our neighbors? Creating unnecessary envy in others ? or painting a target on your back for the state to tax or confiscate? </p></li><li><p>What rules can we put in place that are likely to be true in any generation, that can limit, reduce, or eliminate these negative trends, and build good will with our community? </p></li><li><p>What are your family&#8217;s values, and what rules can we put in place that allow us to live those values sustainably? </p></li></ol><p><em>Ask your family elders if there were any values their parents or grandparents tried to pass down that may have been lost to history, which your family may try to revive.</em></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://wealthacrossgens.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">David is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Episode 3: What are Your Family Rules?]]></title><description><![CDATA[The Gyeongju Choi Clan]]></description><link>https://wealthacrossgens.substack.com/p/episode-3-what-are-your-family-rules</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/episode-3-what-are-your-family-rules</guid><dc:creator><![CDATA[David Allen]]></dc:creator><pubDate>Sun, 31 May 2026 06:51:57 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/199950061/55ed108513c1eead50d9f2e45c56f6dd.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Every successful multi-generational family has rules about how they manage their wealth, and how they use it. What are yours?</p><p>If you&#8217;re curious, I&#8217;ll share a famous example of a Korean family who used their wealth wisely over several centuries: The Gyeongju Choi Clan.</p>]]></content:encoded></item><item><title><![CDATA[Episode 2 Bonuses]]></title><description><![CDATA[The 9 Forms of Capital 'River of Life' Framework and 15+ Ways to Grow Your Family's Spiritual Capital]]></description><link>https://wealthacrossgens.substack.com/p/episode-2-bonuses</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/episode-2-bonuses</guid><dc:creator><![CDATA[David Allen]]></dc:creator><pubDate>Sun, 24 May 2026 08:46:55 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!NbyT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>If you haven&#8217;t heard episode 2 yet, <a href="https://open.substack.com/pub/wealthacrossgens/p/the-nine-forms-of-capital?r=172et6&amp;utm_campaign=post&amp;utm_medium=web&amp;showWelcomeOnShare=true">listen now</a>. Here are the bonuses I mentioned in the podcast:</p><h3><s>15 </s>18 ways to grow the spiritual capital of your family:</h3><ol><li><p>Discovering, Selecting, and Prioritizing your values</p></li><li><p>Having a Personal Mission Statement</p></li><li><p>Prayer</p></li><li><p>Practicing Unconditional (Real) Love</p></li><li><p>Writing, Thinking, or Sharing your beliefs and values with others</p></li><li><p>Relationship with God</p></li><li><p>Sacrifice (willing surrender of a lower value in exchange for a higher value - personally)</p></li><li><p>Thankfulness</p></li><li><p>Generosity</p></li><li><p>Fellowship with others who believe similarly</p></li><li><p>Fasting or temporary abstinence from distracting things</p></li><li><p>Ability to forgive when wronged</p></li><li><p>Confession of wrongdoing (Private sins to God, Public sins to Public as appropriate)</p></li><li><p>Escaping spiritually abusive environments</p></li><li><p>Self awareness of thought patterns, development of thought patterns in relation to values</p></li><li><p>Development of willpower through physical and mental challenge</p></li><li><p>Choosing to live according to your values, especially if punished for doing so</p></li><li><p>Exercising Faith (to act or think according to your beliefs even if you don&#8217;t see any positive result from it)</p></li></ol><h2>The 9 Types of Capital &#8216;River of Life&#8217; Framework:</h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!NbyT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!NbyT!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 424w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 848w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 1272w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!NbyT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png" width="1062" height="577" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:577,&quot;width&quot;:1062,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:122465,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://wealthacrossgens.substack.com/i/199047510?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!NbyT!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 424w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 848w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 1272w, https://substackcdn.com/image/fetch/$s_!NbyT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62c8d7ee-3f07-4586-bfd8-6876aa9b6093_1062x577.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h2 style="text-align: center;">Study Questions</h2><p>Here are the questions for this podcast. Talk about them with your family wealth study group:</p><ol><li><p>What forms of capital do you think we each have talent in? </p></li><li><p>Which forms of capital do we have serious deficiencies in? </p></li><li><p>What capitals have we been focusing on too much? Which have we been neglecting? </p></li><li><p>How did this podcast affect how you want to prioritize and develop the resources you have? </p></li><li><p>What sort of capital would give you joy to develop and learn about over the next 3-6 months? </p></li></ol><p><em>Ask your elders stories about people in your family who were good at different skills, what their accomplishments were, and any stories they can share to help you know your own family&#8217;s history.</em></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://wealthacrossgens.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">David is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[The Nine Forms of Capital]]></title><description><![CDATA[Listen now | The Nine Forms of Capital - a Cornerstone of Family Wealth]]></description><link>https://wealthacrossgens.substack.com/p/the-nine-forms-of-capital</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/the-nine-forms-of-capital</guid><dc:creator><![CDATA[David Allen]]></dc:creator><pubDate>Sun, 24 May 2026 08:43:31 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/199046510/590de2c40495b055cafc0f9294f23e0f.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Money is only one of nine forms of capital. Here all of them are laid out in order of importance, with enough elbow room to build life according to your values. If you&#8217;d arrange things differently.</p><p>Do four of them well, and you get civilization. </p><p>Get the next two, and you have vision.</p><p>Get the final three, and you have tangible wealth you can use on whatever is important to you.</p><p>The next post on the substack &#8216;wealthacrossgens&#8217; will have the bonuses.</p>]]></content:encoded></item><item><title><![CDATA[Introducing Wealth Across Generations]]></title><description><![CDATA[Have you ever wondered how some families stay wealthy over multiple generations?]]></description><link>https://wealthacrossgens.substack.com/p/introducing-wealth-across-generations</link><guid isPermaLink="false">https://wealthacrossgens.substack.com/p/introducing-wealth-across-generations</guid><pubDate>Sun, 17 May 2026 20:15:36 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/198146141/4a3c48f9c127c7806cd29e6536140b74.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Have you ever wondered how some families stay wealthy over multiple generations?</p><p>Has it ever bothered you how atomized our society has become?</p><p>Have you ever wished you could lay a strong foundation for the next generation to build off of &#8212; instead of leaving them to the winds of politics, the economy, and human nature?</p><p>This substack and podcast is where it all starts to change for you.</p><p>Listen to episode one. If you think this is for you, subscribe. My first ten podcasts will be completely free and not behind a paywall. </p><p>This is the beginning of a movement, as pompous as that sounds.</p><p>Self-help and personal development used to be a solo project. This podcast changes that. While much of your personal development will happen on your own, this is one of the first pieces of that world that belongs to both you and your family. </p><p>Your family will generate and form around a set of agreed upon values that will make it easier to work together.</p><p>And yes, there will be many talks about wealth, and how to build it. But there&#8217;s little sense in buiding wealth if you and your family cannot keep it, so we will analyze civilization, history, financial strategies, case studies of successful families, and books that are helpful to these ends.</p><p>They will learn how to be successful. Money is just one metric, and it is a means to building human capital, which you will learn is the most important measurement.</p><p>They will learn how to be happy. Beyond a certain point, money can&#8217;t buy that. Trying to do otherwise is an expensive mistake.</p><p>They will learn how to be emotionally intelligent. Emotional intelligence breeds trust&#8212; the foundation of all relationships &#8212;the cornerstone of applied psychology. It will help your family work together, minimize conflict, and expand your connections. When you go against the crowd, you will do so by choice, not out of ignorance, and in a way that minimizes the negative costs.</p><p>Finally your family will learn how to be resilient. They will keep what they earn, and the value of their blood, sweat, and tears will be harder to confiscate. Follow the principles in this podcast, and each member of your family will be harder to catch, harder to hold, and harder to break.</p><p>This substack is also a community. We will share notes and succeed together. Substack might not be where this ends, but it is where this great journey begins.</p>]]></content:encoded></item></channel></rss>